Lifetime Pet Cover - Make a Claim
  • Lifetime cover
  • Up to £4,000 veterinary fees per year
  • Dental treatment for accident and illness
  • Complementary therapy
  • Travel cover
  • No upper age limit
  • Third party liability
  • Claims paid direct to veterinary practice


If you have a claim, we want to make it really easy for you to get your pet looked after. You can choose how to contact us and we will do the rest for you.


Call the claims handler on 01285 626 020




Return the completed Claim Form to the Claims Handler once the vet has completed their section

Lifetime Pet Cover Ltd
Trent House,
Love Lane,

Or fill in the form below to have your claims form sent to you.


What is the maximum time limit for me to submit a claim? You must make a claim within 90 days of your pet receiving treatment

What is the maximum pay out in a year? We have five levels of cover - £2,000, £3,000, £4,000, £6,000 or £10,000 for veterinary medical fees. Each year, you can claim up to the limit that is shown in the certificate of insurance. Complementary treatment is restricted to £1,000 per annum.

Are claims paid to the vet? Under normal circumstances, we pay claims direct to the veterinary practice. All you have to do is pay the agreed excess to the vet.

Is dental treatment covered? We cover the cost of dental treatment for injury or illness up to the policy limit. Your pet must have had its teeth checked by a vet in the 12 months before the onset date of the claim. If any treatment was recommended as a result of the check, this must have been carried out

Is prosthesis covered? The cost of any prosthesis, including any veterinary treatment needed to fit the prosthesis is not covered, other than the cost of hip, knee and/or elbow replacement(s).

What is Co-insurance? When your pet is aged 7 or over you will also be required to pay a 20% contribution to any veterinary fee claim costs in addition to the policy excess; this is called ‘co-insurance.’ This increases to 25% when your pet turns 12 years old.